Why You Always Need A Backup Plan

by John Chow
On Sunday morning, I went for my morning bike ride. It was a clear day but there was some rain from the night before. Because it hasn’t hasn’t rain for such a long time, any amount of rain can create what is known as California black ice. I hit a patch of that on a turn, and crashed the bike, skidding with the right side of my body onto the concrete bike path.Read the full article