A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan.The word mortgage is a French Law term meaning "death pledge", meaning that the pledge ends (dies) when either the obligation is fulfilled or the property is taken through foreclosure.
Posts about Mortgage
  • Everything You Need to Know Before Buying Mortgage Leads

    … RGR Marketing HIgh Quality B2B Leads Online Navigating the World of Purchased Mortgage Leads As mortgage professional, you’re eager to help as many prospective homebuyers realize their dreams of homeownership. It’s good for them, it’s good for you; it’s a win-win situation. But if your own lead prospecting methods aren’t filling your pipeline…

    Matty Byloos/ RGR Marketing- 19 readers -
  • Take Advantage of Housing Seasons in Your Mortgage Marketing

    … RGR Marketing HIgh Quality B2B Leads Online Taking Advantage of Home Buying Seasonality in Your Mortgage Marketing There is a seasonality to the psychology of home buying and selling. Few would argue with the fact that the prime seasons for buying or a selling a home are spring and summer. The reasons for this are very straightforward, almost…

    Matty Byloos/ RGR Marketing- 11 readers -
  • Survey: Android Pay Tops List of Mobile Payment Apps Among U.S. Consumers

    … about their preferred payment methods for different kinds of purchases, mobile payments ranked low with respondents overall. However, mobile payments were shown to be the preferred payment method for some users in a few categories, including household bills (6 percent of users), rent/mortgage (5 percent) and paying others for goods and services (3…

    AllTwitter- 15 readers -
  • What Low National Delinquency Rates Could Mean for Your Business

    … RGR Marketing HIgh Quality B2B Leads Online Mortgage Loan Delinquencies Fall to Lowest Rate Since 2007 There’s encouraging news in the mortgage industry. According to those in the know, mortgage delinquencies have hit their lowest point in a long time. They dropped by more than 8% between February and March, for a year-over-year reduction…

    Matty Byloos/ RGR Marketing- 10 readers -
  • 2016 Outlook on Reverse Mortgages Is Pretty Positive

    … RGR Marketing HIgh Quality B2B Leads Online The reverse mortgage field has shifted pretty dramatically in recent years, with program updates and new regulations necessitating substantial adaptation for reverse mortgage lenders. If the past few years have been trying, then those in the reverse mortgage industry should have some things to smile…

    Matty Byloos/ RGR Marketing- 9 readers -
  • Mortgage Rates Move Higher After Fed Raises Short-Term Interest Rates

    … RGR Marketing HIgh Quality B2B Leads Online Record-Low Mortgage Rates Now on the Rise We’ve had a good run with these historically low mortgage rates, haven’t we? They’ve spurred post-bubble growth in the housing market, encouraged many homeowners to refinance, and made the dream of homeownership more affordable for rank-and-file buyers…

    Matty Byloos/ RGR Marketing- 7 readers -
  • Why Cash-Out Refi’s for Home Improvement Are Gaining Momentum

    … are the potential pitfalls? How a Cash-Out Refi Works When a homeowner takes advantage of a cash-out refinance, they’re essentially replacing their existing first mortgage with a brand new first mortgage. This is in contrast to taking out a second mortgage via a home equity line of credit, or HELOC. In the case of a HELOC, the mortgage interest rate…

    Matty Byloos/ RGR Marketing- 8 readers -
  • New FHA Guidelines Make Borrowing More Strict Than Before

    … will not support a full student loan and mortgage payment simultaneously. Under the new rules, graduated payment plans with a current payment of zero dollars will be allowed instead of the two percent of balance stipulation. Authorized User Accounts Going forward, any balances on credit accounts on which the borrower is an authorized user must…

    Matty Byloos/ RGR Marketing- 7 readers -
  • With Recent Market Losses, Will the Fed Raise Rates?

    … RGR Marketing HIgh Quality B2B Leads Online Mortgage Professionals Want: Are Rate Hikes on the Horizon? Will the Fed raise rates? That’s been a hot topic of conversation recently. In the wake of the financial crisis of 2008, the Federal Reserve slashed interest rates to record lows, and they’ve been hovering between zero and 0.25% ever since…

    Matty Byloos/ RGR Marketing- 4 readers -
  • Does Your Mortgage Business Know About HARP Loans for Its Customers?

    … them refinance. But for those who qualify, there may be hope in the HARP Loan program. Is your mortgage business up to speed on HARP? Learn more about how this federal program works, and how your clients can benefit from taking advantage of it. What Is HARP? HARP stands for Home Affordable Refinance Program. It’s a federal initiative initiated…

    Matty Byloos/ RGR Marketing- 8 readers -
  • 5 Simple Ways That Your Mortgage Business Can Earn More Revenue

    … RGR Marketing HIgh Quality B2B Leads Online Take Your Mortgage Business to the Next Level Things have gotten a lot better for mortgage professionals since the financial crisis cast its long shadow across the real estate market, but most mortgage businesses would happily jump at the chance to bring in more money. Here are 5 simple ways to bring…

    Matty Byloos/ RGR Marketing- 8 readers -
  • Your Mortgage Business and the Community Reinvestment Act

    … to be known as “redlining.” Originally passed in 1977, the Community Reinvestment Act was designed to eliminate discriminatory lending practices that so often barred low-income individuals from homeownership. CFPB and DOJ Are Cracking Down on Redlining Recently, the Department of Justice and the Consumer Financial Protection Bureau have been cracking…

    Matty Byloos/ RGR Marketing- 10 readers -
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